Is Wave Accounting really free forever?

Yes. Wave's invoicing, accounting, and receipt scanning are permanently free with no invoice or client limits. Wave makes money from payment processing fees (1.4%+20p UK, 2.9%+30¢ US) and optional paid payroll in some countries. The core invoicing tool has no hidden fees and no trial period.

Which invoicing tool is best for Indian businesses with GST?

Zoho Invoice free plan is the best choice for Indian businesses. It supports GSTIN on invoices, HSN/SAC codes, automatic CGST/SGST/IGST calculation based on whether the transaction is intra-state or inter-state, and e-invoicing with IRN generation for businesses above the ₹5 crore threshold. Wave does not support Indian GST natively.

What legally required fields must appear on an invoice in the UK?

UK VAT invoices must include: your business name and address, VAT registration number, invoice number (sequential), invoice date, tax point date if different, client name and address, description of goods/services, quantity and unit price, VAT rate applied, VAT amount charged, and total amount including VAT. Non-VAT businesses (under £90,000 turnover) don't need the VAT number but all other fields are best practice.

Can I use free invoicing software for US clients as a non-US business?

Yes. Both Wave and Zoho Invoice support multi-currency invoicing. You can invoice US clients in USD from India, UK, or any country. The invoice shows in USD, your client pays in USD, and the tool records the exchange rate on the day. For US clients you do not need to collect US sales tax unless you have nexus (physical presence or economic nexus) in their state — most non-US freelancers have no US nexus obligation.

🧾 Guide 09 · Free Invoicing

Send invoices that
get paid. Keep
every penny. Free.

Replace FreshBooks and QuickBooks with Wave or Zoho Invoice — both completely free. Branded invoices, automatic reminders, online payments, GST/VAT/sales tax support. Works in 160+ countries.

❌ What You're Paying

~~FreshBooks Lite: $17/month~~

~~QuickBooks Simple: $30/month~~

~~Xero Starter: $29/month~~

✅ What You'll Use

Wave Accounting: Free forever (US/CA/UK/AU)

Zoho Invoice: Free forever (India + global)

Both: Unlimited invoices, unlimited clients

💰 Save up to $360/year vs FreshBooks

Glow Studio

hello@glowstudio.co.uk

SENT

INV-2026-047

Invoice

Invoice Date

25 Mar 2026

Due Date

24 Apr 2026

Bill To

Emma Thompson

Bridal Collective Ltd
London, UK · VAT: GB 123456789

Bridal Makeup — Full Day

Wedding 12 Apr · 6 hrs on-site

£350.00

Travel & Expenses

Venue: The Savoy, London

£40.00

Subtotal£390.00

VAT 20%£78.00

Total Due£468.00

💳 Pay Now — Stripe / Apple Pay

⚡

Auto-reminder sent

7 days before due

💰

Payment received

£468.00

📊

Monthly revenue

Tracked auto

🌍

Works in 160+ countriesGST, VAT, Sales Tax — all covered in this guide

♾️

Unlimited invoices & clientsNo artificial limits on the free plan

💳

Online payment built inStripe, Razorpay, PayPal — pay from invoice

🎉

Invoicing is live!

Professional invoices, automatic reminders, and online payments — completely free.

Save $360/year

Keep building your free stack:

💳

Accept Payments Free

Save $600/yr

✍️

Free E-Signatures

Save $300/yr

📝

Free Client Intake Forms

Save $288/yr

Unlock AI Support

One-time $5 — Unlimited help with your invoicing setup. 7 days.

Wave or Zoho Invoice setup & tax configuration

GST India, VAT UK/EU, US sales tax help

Payment gateway connection issues

50 messages · 7 days access

Each guide has its own $5 support session.

Send invoices that get paid. Keep every penny. Free.

Send invoices that
get paid. Keep
every penny. Free.